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Increase in Construction Costs Sparks Call to Check Sum Insured
There has been a great deal of media coverage concerning the cost of construction materials increasing to their highest levels for many years. This in turn is driving up construction costs, which means it is vital that homeowners check that their buildings insurance sum insured is sufficient to cover rebuild costs should their properties be damaged or destroyed.
Why Claims Against Directors and Officers are on the Increase, and How to Protect Your Business Against Them
The cost of defending a directors and officers (D&O) claim has the potential to run into six figures, and on top of this there are government penalties and reputational damage to factor in. For this reason, it is vital that businesses take steps to understand the risks faced, and ensure they are covered in the event of a claim.
Whiplash Reforms: How Whiplash Claims Changed from 31 May 2021
The Whiplash Injury Regulations 2021 were implemented on 31 May, changing how people who have suffered minor injuries following a road traffic accident can make a claim for compensation, and also the amount they can claim.
Top Ten Risks for UK Businesses in 2021
The Allianz Risk Barometer report identifies the top corporate risks for the year ahead, based on the insight of over 2,700 risk management experts across the world. We thought it would be useful to share the risks from the report ranked most important by those surveyed in the UK, to help with your own risk planning for the next 12 months and beyond.
Grey Fleets: What They Are, and Why You Need to Manage the Risks
The United Kingdom’s ‘grey fleet’ is estimated at around 14 million vehicles. Despite this, many businesses are completely unaware of the potential risks, or even if they are actually running a grey fleet.
Ghost Broker Warning as Motor Insurance Fraud Cases on the Rise
Between January and December 2020, Action Fraud received 694 reports of ‘ghost broking’, up 10 per cent on 2019. With the City of London Police issuing stark warnings about the dangers of ghost broking, and the risks for the policyholder very serious, it is important to be fully aware of just what this phenomenon is all about.
Working From Home and Mental Health: A Manager’s Guide
If you are finding it a challenge to manage and support home working staff, you are by no means alone. Thankfully, there is a variety of resources and advice on offer to help you. Because it is important to recognise that whilst your homeworkers need support, you do too.
How to Protect Your Home From Costly Damage This Winter
Winter is well and truly upon us, and with the freezing temperatures, heavy rainfall, wind and snow comes a raft of hazards. If you are looking for advice on keeping your property protected this winter and safe from the perils of frozen pipes, water escape and other potentially costly and devastating issues, the advice that follows should prove helpful.