Fence Down … Who Pays?
During gusts and gales – and we haven’t been short of them this year – one of the first things to bear the brunt is the humble garden fence. Take a look around after a storm and you’ll see plenty of them either floored or precariously propped up waiting for that final blast of wind to finish them off. If any of your fences have lost the battle and there’s a gaping hole where they once proudly stood protecting your property, you will no doubt be thinking about the cost of repair and whether you have insurance cover for it.
Tree Down: Will My Insurance Cover Tree Removal and Damage Repair After a Storm?
The high winds that swept through the south of England in the wake of hurricane Jude at the end of October left a real trail of destruction, much of which involved fallen trees. We hope you escaped sustaining any damage to your property this time around, but you may be wondering where you stand from an insurance point of view should a tree come down on your land. The truth is it can vary depending on your particular policy, and on the circumstances surrounding the fall. Here’s a rundown of what you may and may not be covered for.
Your Travel Insurance: What are you Actually Covered For?
If you are looking forward to a late summer holiday now the schools have started a fresh term, you’ll no doubt be getting all the essentials together for your trip and checking them off as you go. Travel insurance may be one of the items you’ve ticked off, but if that’s because you’ve got cover through your credit card provider, bank or home contents insurer, or because you have a European Health Insurance Card (EHIC), we urge you to pause for thought and check what your policy actually covers you for, because in many cases, it will just about take care of the mere basics.
Secure your Home for Summer
It’s certainly lovely weather we’re having! Weekends and evenings out in the garden, having fun with family and friends and watching the kids enjoy the outdoor life for a change. Of course you’ll have all your windows open to try and keep it cool inside, especially at night when it can be difficult to sleep in the heat. Sadly, this is precisely the time of year when opportunistic break-ins increase. Here home contents insurance expert Suzanne Pace offers you some pearls of wisdom to keep your home safe and secure this summer.