Search our news here!
A Warm Welcome to Mark Bayford
We’re delighted to welcome Mark Bayford as a commercial account executive. Exciting times for us as Mark brings with him substantial commercial insurance experience as well as expertise in two niche areas of insurance.
Personal Injury Claims: Why Rehabilitation is a Service to seek out from your Insurer
When there is an accident on business premises or on the road, parties injured through no fault of their own will usually receive a compensation payout. Financial support is essential for those injured.
The Insurance Bill Part 2: Insurance Warranties
In our last post on the Insurance Bill, we discussed how legal reforms proposed by the Law Commission and Scottish Law Commission could be set to revolutionise the way commercial insurance is provided and administered in the UK. We talked in detail about how the Insurance Bill will affect duty of disclosure, a grey area of commercial insurance that has been recognised as being poorly understood. The Insurance Bill will also have an effect on insurance warranties, another area of concern and confusion for businesses, and it is these we will discuss in this latest post.
The Insurance Bill
On 15 July 2014 the Law Commission and the Scottish Law Commission presented a report to Government. The report, the culmination of eight years of consultations, included certain recommendations which we are discussing in this post, together with a draft Bill - the Insurance Bill - designed to implement them. The recommendations were intended to reform what is now considered outdated law on insurance which is based on the 18th and 19th century principles of the Marine Insurance Act 1906. And it will spell good news for businesses seeking insurance.
Building a House in Ethiopia
The award for possibly one of the most meaningful uses of annual leave amongst our team this year has to go to Tim Nurcombe, who has recently returned from a trip to Ethiopia. Tim had been part of a team of ten volunteers recruited by global housing charity Habitat for Humanity, which campaigns for safe and decent housing through the elimination of poverty and homelessness.
Employer’s Liability Insurance: How Lack of Cover Could Cost you Dear
If you need to compensate an employee who has been injured whilst working for you, the sums of money involved could cripple your business. As an employer, you will almost always be held responsible, as you have a duty in law to take reasonable steps to ensure the safety of your staff. That’s why having adequate employer’s liability insurance is a vital necessity.
Crostyx Hockey Club Update 2014
It’s high time for a report on our Crostyx Hockey Club juniors who we proudly sponsor, and we’re delighted to say we’ve got plenty of good news to share so far in 2014!
The Dangers of Working at Height
The Work at Height Regulations 2005 place various duties on employers and those who control works at height. We often talk about the importance of taking reasonable steps to comply with the health and safety regulations that apply to your business. It is important because if a member of staff or a contractor is injured and makes a claim against you, the insurers who provide your employers’ liability cover will be looking for evidence of your commitment to making every effort to avoid a dangerous situation arising.