Employer’s Liability Insurance: How Lack of Cover Could Cost you Dear
If you need to compensate an employee who has been injured whilst working for you, the sums of money involved could cripple your business. As an employer, you will almost always be held responsible, as you have a duty in law to take reasonable steps to ensure the safety of your staff. That’s why having adequate employer’s liability insurance is a vital necessity.
The Dangers of Working at Height
The Work at Height Regulations 2005 place various duties on employers and those who control works at height. We often talk about the importance of taking reasonable steps to comply with the health and safety regulations that apply to your business. It is important because if a member of staff or a contractor is injured and makes a claim against you, the insurers who provide your employers’ liability cover will be looking for evidence of your commitment to making every effort to avoid a dangerous situation arising.
Health and Safety and Insurance: Some Useful Advice
The Health and Safety at Work etc. Act 1974 requires every employer to ensure, so far as is reasonably practicable, the health and safety of employees, as well as any non-employee on the premises or at the site of work, such as visitors or passers-by. To reduce health and safety risk and avoid claims you should be constantly bolstering your chances of defending a claim should one be made. Here's how.