The True Cost of Business Downtime – Are You Covered?
If your business had to shut down tomorrow, how long could you survive without income? In this guide, we explore the causes of business downtime, the hidden costs that many don’t consider, and how having the right insurance can get you back on your feet quickly following an incident.
The Costly Consequence of Buildings Underinsurance – And How to Avoid it
The costs to rebuild commercial properties have surged dramatically in recent years, far outpacing general inflation. The reality? Many commercial property owners are significantly underinsured - in some cases by as much as 50% - and they may not even know it. In this article, we’ll explore what “reinstatement” means in terms of insurance, the risks of underinsurance, and how an RCA can help safeguard your business.
Navigating the Employment Rights Bill: Why Directors and Officers Need to Protect Themselves NOW
The Employment Rights Bill marks a pivotal moment in UK employment law. Introducing enhanced employee protections and stricter obligations for employers, the legislation will significantly impact how businesses operate. In this article, we outline the key changes, the risks for directors and officers, and how Directors and Officers (D&O) Liability Insurance can provide essential protection.
Meet the Team – Commercial
Every member of the RG Commercial Team personally ensures our clients have the right insurance in place to cover the typical risks businesses face today, from cyber threats and professional indemnity and liability cover, to legal protection, fleet, and commercial property insurance.
Social Engineering: All You Need to Know About One of Cybercrime’s Most Damaging Scams
Social engineering is a type of cybercrime. Fraudsters use various techniques to trick people into carrying out things like transferring money, giving away confidential information or sensitive data, or installing malware. However they do it, the financial repercussions can be devastating. Here's a look at the different types of social engineering threats, how to defend against them, and how cyber insurance can help protect against the financial impact.
Data Breaches: Why it’s Vital to Plan Your Response Strategy
Data breaches can have serious consequences for individuals and businesses. They can result in compromised personal information, financial losses, and reputational damage. It is therefore crucial to put measures in place to protect against the theft or accidental leakage of data. It is also essential to prepare a data breach response strategy so that in the event of a breach, losses are mitigated.