The Costly Consequence of Buildings Underinsurance – And How to Avoid it
The costs to rebuild commercial properties have surged dramatically in recent years, far outpacing general inflation. The reality? Many commercial property owners are significantly underinsured - in some cases by as much as 50% - and they may not even know it. In this article, we’ll explore what “reinstatement” means in terms of insurance, the risks of underinsurance, and how an RCA can help safeguard your business.
Navigating the Employment Rights Bill: Why Directors and Officers Need to Protect Themselves NOW
The Employment Rights Bill marks a pivotal moment in UK employment law. Introducing enhanced employee protections and stricter obligations for employers, the legislation will significantly impact how businesses operate. In this article, we outline the key changes, the risks for directors and officers, and how Directors and Officers (D&O) Liability Insurance can provide essential protection.
Meet the Team – Commercial
Every member of the RG Commercial Team personally ensures our clients have the right insurance in place to cover the typical risks businesses face today, from cyber threats and professional indemnity and liability cover, to legal protection, fleet, and commercial property insurance.
Social Engineering: All You Need to Know About One of Cybercrime’s Most Damaging Scams
Social engineering is a type of cybercrime. Fraudsters use various techniques to trick people into carrying out things like transferring money, giving away confidential information or sensitive data, or installing malware. However they do it, the financial repercussions can be devastating. Here's a look at the different types of social engineering threats, how to defend against them, and how cyber insurance can help protect against the financial impact.
Don’t Pay the Price: Ransomware Protection Tips and Cyber Insurance Solutions
Cyber-attacks are becoming an everyday risk to businesses of all sizes in every industry. So, at Robert Gerrard, we’ve made it our mission this year to ensure our clients fully understand the threats posed by online crime, and that they’re fully covered against them. We’re therefore launching a blog series which we hope will help you better understand the complex landscape of cybercrime. In the first of the series, we are looking specifically at ransomware.
1 in 4 Businesses Suffers a Cyber Attack – Are You Prepared to Fight Back?
Cyberattacks are happening to businesses of all sizes, and in every industry. Between 2021 and 2022, one in four businesses reported a cyberattack, and one in five said they’d suffered significantly because of it. The cost of living crisis and the Ukraine conflict have both contributed to a rise in cybercrime, so it is crucial to take steps to make sure your company is doing everything it can to avoid becoming a victim.