Cyber Attack Risks: Time to Double Check You’re Covered
2018 was a busy year for cyber-attacks and data breaches: it’s time to make sure your business doesn’t get caught out in 2019 by checking your policies to ensure you are covered for everything you believe could pose a risk within your business. Remember: cyber crime insurance is NOT usually covered on a commercial combined policy.
7 Reasons Why it Pays to use an Insurance Broker
When it comes to insurance, the temptation to arrange a policy online via a comparison site is very real. But the question is: do you really know enough about what you are buying to make sure the cover is right for you or your business? This is where the value of an insurance broker can never be underestimated.
How Drones are Changing the Face of Insurance Claims
Drones have the ability to take high resolution photographs and make aerial surveys. They can provide insurers with in-depth and highly useful information on the condition of a building. Drones are being used across the insurance industry to improve the detail, accuracy and efficiency of building inspections. Let’s delve deeper and find out how drones are proving beneficial to insurance inspectors.
GDPR Help: When to Report a Data Breach
On 25th May 2018, the General Data Protection Regulation (GDPR) was introduced, heralding the biggest shake-up in privacy law for two decades. As a business you will already have read plenty about the new regulation, so you’ll be pleased to learn we’re not going to rake over old ground. What we did think would be useful however is to provide you with a few pointers on dealing with data breaches. If you are not sure what counts as a data breach, or what you need to do if you think one has happened, read on for some helpful FAQs.
Hand-Arm Vibration Syndrome: Managing the Risk
Hand-arm vibration stems from the regular use of hand-held power tools. It causes painful and disabling disorders of the nerves, joints and blood vessels leading to tingling and numbness and eventually a loss of sensation in the hands and fingers and an inability to grip objects. Fines handed out by the HSE for failings related to HAVS are known to reach six figures, demonstrating that this is a problem that is taken exceptionally seriously. Employers can take the following steps in order to mitigate the risks associated with HAVS.
Buildings Reinstatement Value: Why Getting it Right is Crucial
If your property was to be completely wiped out due to a fire or some other disaster, could you safely say your buildings insurance would sufficiently cover you for the full reinstatement and rebuild costs? The importance of getting it right when it comes to buildings reinstatement value cannot be over-emphasised. Yet it is one of the most common errors made when insuring a building.