Health & Safety

Mental Health and Insurance Cover

The mental health charity Mind has revealed that poor mental health affects half of all employees. In this post we are taking a look at two aspects of mental health, starting with employer liability and workplace mental health, then moving on to how mental ill health can affect access to insurance cover.

Hand-Arm Vibration Syndrome: Managing the Risk

Hand-arm vibration stems from the regular use of hand-held power tools. It causes painful and disabling disorders of the nerves, joints and blood vessels leading to tingling and numbness and eventually a loss of sensation in the hands and fingers and an inability to grip objects. Fines handed out by the HSE for failings related to HAVS are known to reach six figures, demonstrating that this is a problem that is taken exceptionally seriously. Employers can take the following steps in order to mitigate the risks associated with HAVS.

Employer’s Liability Insurance: How Lack of Cover Could Cost you Dear

If you need to compensate an employee who has been injured whilst working for you, the sums of money involved could cripple your business. As an employer, you will almost always be held responsible, as you have a duty in law to take reasonable steps to ensure the safety of your staff. That’s why having adequate employer’s liability insurance is a vital necessity.

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