Cyber Attack Risks: Time to Double Check You’re Covered
2018 was a busy year for cyber-attacks and data breaches: it’s time to make sure your business doesn’t get caught out in 2019 by checking your policies to ensure you are covered for everything you believe could pose a risk within your business. Remember: cyber crime insurance is NOT usually covered on a commercial combined policy.
7 Reasons Why it Pays to use an Insurance Broker
When it comes to insurance, the temptation to arrange a policy online via a comparison site is very real. But the question is: do you really know enough about what you are buying to make sure the cover is right for you or your business? This is where the value of an insurance broker can never be underestimated.
Mental Health and Insurance Cover
The mental health charity Mind has revealed that poor mental health affects half of all employees. In this post we are taking a look at two aspects of mental health, starting with employer liability and workplace mental health, then moving on to how mental ill health can affect access to insurance cover.
Hand-Arm Vibration Syndrome: Managing the Risk
Hand-arm vibration stems from the regular use of hand-held power tools. It causes painful and disabling disorders of the nerves, joints and blood vessels leading to tingling and numbness and eventually a loss of sensation in the hands and fingers and an inability to grip objects. Fines handed out by the HSE for failings related to HAVS are known to reach six figures, demonstrating that this is a problem that is taken exceptionally seriously. Employers can take the following steps in order to mitigate the risks associated with HAVS.
A Cost-Effective Way to Protect Your Business Against Cyber Attacks
Cyber security breaches can have a serious knock-on effect. Viruses or hacking can bring customer transactions to a standstill; critical data can be lost, corrupted or damaged; intellectual property can be compromised. Revenue and profits are likely to suffer as a result. There could be follow-on liabilities such as notification costs, fines for data loss, legal expenses, awards and damages to pay out. Thankfully, purpose-designed insurance products are now becoming available in response to a very real need.
Costly Claims Could Sink a Business: Here’s a Solution
Disputes are, unfortunately, a common part of today’s business landscape. In fact, any business that hasn’t found itself involved in some sort of legal wrangle can probably count itself lucky. Legal costs and professional fees to defend any claims made against your business or to pursue a disagreement over a contract, for example, mount up very quickly and can run into significant sums: sums that can often have a shattering effect. Have you thought about how you would cope if the prospect of such expenses suddenly became a reality for your business? In this post we discuss some of the most common disputes that arise in business, and offer a solution to cover the costs attached to defending any action you might face.