The True Cost of Business Downtime – Are You Covered?
If your business had to shut down tomorrow, how long could you survive without income? In this guide, we explore the causes of business downtime, the hidden costs that many don’t consider, and how having the right insurance can get you back on your feet quickly following an incident.
The Costly Consequence of Buildings Underinsurance – And How to Avoid it
The costs to rebuild commercial properties have surged dramatically in recent years, far outpacing general inflation. The reality? Many commercial property owners are significantly underinsured - in some cases by as much as 50% - and they may not even know it. In this article, we’ll explore what “reinstatement” means in terms of insurance, the risks of underinsurance, and how an RCA can help safeguard your business.
Navigating the Employment Rights Bill: Why Directors and Officers Need to Protect Themselves NOW
The Employment Rights Bill marks a pivotal moment in UK employment law. Introducing enhanced employee protections and stricter obligations for employers, the legislation will significantly impact how businesses operate. In this article, we outline the key changes, the risks for directors and officers, and how Directors and Officers (D&O) Liability Insurance can provide essential protection.
Mental Health Special: Tips, Advice and Resources for Businesses and Individuals
In support of Mental Health Awareness Week 2024, the team at Robert Gerrard has brought together a selection of resources which we hope will be of value to our clients and contacts. Whether you’re protecting employees, supporting a colleague or friend or looking for advice yourself, the good news is that there is a wealth of help available.
Social Engineering: All You Need to Know About One of Cybercrime’s Most Damaging Scams
Social engineering is a type of cybercrime. Fraudsters use various techniques to trick people into carrying out things like transferring money, giving away confidential information or sensitive data, or installing malware. However they do it, the financial repercussions can be devastating. Here's a look at the different types of social engineering threats, how to defend against them, and how cyber insurance can help protect against the financial impact.
Don’t Pay the Price: Ransomware Protection Tips and Cyber Insurance Solutions
Cyber-attacks are becoming an everyday risk to businesses of all sizes in every industry. So, at Robert Gerrard, we’ve made it our mission this year to ensure our clients fully understand the threats posed by online crime, and that they’re fully covered against them. We’re therefore launching a blog series which we hope will help you better understand the complex landscape of cybercrime. In the first of the series, we are looking specifically at ransomware.