Crostyx Hockey Club Update 2014
It’s high time for a report on our Crostyx Hockey Club juniors who we proudly sponsor, and we’re delighted to say we’ve got plenty of good news to share so far in 2014!
Motorists: Watch out for ‘Ghost Brokers’
We wanted to warn motorists about the latest scam on the road: ‘ghost brokers’ who are targeting young motorists with fake insurance policies. These bogus insurance brokers will usually prey on the likes of new, young drivers: those traditionally faced with the highest premiums. The policies are offered at eye-catchingly low rates. Follow this advice to avoid ghost brokers and find out what to do if you think you've been scammed.
Tree Down: Will My Insurance Cover Tree Removal and Damage Repair After a Storm?
The high winds that swept through the south of England in the wake of hurricane Jude at the end of October left a real trail of destruction, much of which involved fallen trees. We hope you escaped sustaining any damage to your property this time around, but you may be wondering where you stand from an insurance point of view should a tree come down on your land. The truth is it can vary depending on your particular policy, and on the circumstances surrounding the fall. Here’s a rundown of what you may and may not be covered for.
Bona Fide or Labour Only Subcontractors: Why Getting it Right is Vital for Insurance Purposes
We are becoming increasingly concerned by the assumption by clients that, because their subcontractors hold their own insurance, they are regarded as ‘bona fide’. Insurers see bona fide subcontractors as only a contingent risk because, in taking on a job, they are bearing the public or product liability risk themselves, and so the cost of insurance is lower. On the other side of the coin, with ‘labour only’ subcontractors, insurers take on the full risk of public, product and employer’s liability.
Changes to Workplace Accident Reporting – What you Need to Know About RIDDOR 2013
RIDDOR – the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations – has been updated so that the reporting requirements are simplified and clearer. RIDDOR 2013 replaces the 1995 regulations, and reiterates the need for all companies, including sole traders, to have an Accident Book for the recording of all accidents and dangerous incidents in the workplace.
Charity Fundraisers Have a Head for Heights
Usually on a Friday during the summer when we’re asking each other what’s happening at the weekend, there’s talk of family BBQs, a trip to the coast or even some gardening. But last week was different, because when we asked our Tim Nurcombe what he had planned, ‘abseiling down Barking Town Hall’ wasn’t the answer we expected!